Financial independence,
one question at a time.
Worked examples and clear assumptions for your retirement planning.
What is SIP? A practical introduction
What is SIP? A practical introduction. A practical introduction to regular investing.
Read guide ↗INVESTING BASICSSIP vs lumpsum: comparing two ways to invest
SIP vs lumpsum: comparing two ways to invest. A practical introduction to regular investing.
Read guide ↗INVESTING BASICSStep-up SIP: increasing your contribution each year
Step-up SIP: increasing your contribution each year. A practical introduction to regular investing.
Read guide ↗FIRE NUMBER · WORKED EXAMPLESHow much money do you need to retire in India?
Estimate your FIRE number in India with expense-based corpus examples, withdrawal assumptions and inflation. Understand what your retirement target leaves out.
Read guide ↗INFLATION · CALCULATION GUIDEHow inflation changes your FIRE number
Understand an inflation-adjusted FIRE calculator with worked INR examples. Compare today’s retirement expenses with future expenses and avoid double-counting inflation.
Read guide ↗RETIREMENT AGE · PLANNING EXAMPLERetiring at 40 in India: build an expense-based plan
Explore a retirement-at-40 calculation in India with inflation, existing corpus, monthly investment and annual step-ups. See why one crore target cannot fit everyone.
Read guide ↗Start with your own numbers
Use the calculator to compare scenarios, then check which assumptions matter most. These guides are educational and do not recommend specific investments.
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